1) Insurance premiums are the payments made by policyholders to insurance companies in exchange for coverage.

2) The sport of golf originated in Scotland and is played on courses with 18 holes, each with a designated par score.

3) The world's largest flower is the Rafflesia arnoldii, which can grow up to 3 feet (1 meter) in diameter and weighs about 15 pounds (7 kilograms).

4) The world's first paper money was created in China over 1,000 years ago.